Accounts Available
Share/Savings Accounts
There are plenty of reasons to save money: retirement, a child's education, a special
occasion or just the security of putting away money for the future. Whatever your
reason, Cooperative Extension Service FCU has a savings product that's right for you.
Our savings accounts and certificates offer competitive dividend rates and convenient
features like payroll deduction. For savings rates click here.
Club Accounts
At CESFCU, you can open a Club account and save for Vacation, Christmas or anything
else that you want to save for:
- Vacation
- Christmas
- Special Savings, taxes, insurance, etc.
Our Club Accounts include:
- A competitive dividend rate
- No minimum balance required
- Quarterly statement
- Payroll deduction for convenient automatic deposits
- Deposits in person or by mail
Share Certificates
You can open a Share Certificate with a minimum balance of $1,000. Certificates are
available with terms of 6 and 12 months. Features of our Share Certificates include:
- A fixed dividend for the term of the certificate
- A competitive dividend rate
Share Rates
Savings account rates are declared by the Board of Directors for the previous quarter,
and dividends are paid quarterly.
Dividends on Share Certificates are paid at maturity. All dividend rates are quoted
as Annual Percentage Yields (APY's). Substantial penalties may apply for early withdrawal
of funds from term accounts. (Fees could reduce earnings or principal.) For share rates click here.
Contact a credit union employee for more information.
Your funds federally insured to $250,000 by the National Credit Union Administration,
an agency of the federal government.
Payroll Deduction
When you establish payroll deduction at Cooperative Extension Service FCU, money can
be automatically deducted from your paycheck and deposited in your savings account,
or used to make loan payments. In addition, CESFCU has the ability to electronically
receive money from other financial institutions with proper authorization. It's an
easy way to save or to ensure that you'll never miss a loan payment.
Please contact us for more information on payroll deduction.
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