Share/Savings Accounts

There are plenty of reasons to save money: retirement, a child's education, a special occasion or just the security of putting away money for the future. Whatever your reason, Cooperative Extension Service FCU has a savings product that's right for you. Our savings accounts and certificates offer competitive dividend rates and convenient features like payroll deduction. For savings rates click here.


Club Accounts

At CESFCU, you can open a Club account and save for Vacation, Christmas or anything else that you want to save for:

  • Vacation
  • Christmas
  • Special Savings, taxes, insurance, etc.

Our Club Accounts include:

  • A competitive dividend rate
  • No minimum balance required
  • Quarterly statement
  • Payroll deduction for convenient automatic deposits
  • Deposits in person or by mail

Share Certificates

You can open a Share Certificate with a minimum balance of $1,000. Certificates are available with terms of 6 and 12 months. Features of our Share Certificates include:

  • A fixed dividend for the term of the certificate
  • A competitive dividend rate

Share Rates

Savings account rates are declared by the Board of Directors for the previous quarter, and dividends are paid quarterly.

Dividends on Share Certificates are paid at maturity. All dividend rates are quoted as Annual Percentage Yields (APY's). Substantial penalties may apply for early withdrawal of funds from term accounts. (Fees could reduce earnings or principal.)  For share rates click here.

Contact a credit union employee for more information.

Your funds federally insured to $250,000 by the National Credit Union Administration, 
an agency of the federal government.

Payroll Deduction

When you establish payroll deduction at Cooperative Extension Service FCU, money can be automatically deducted from your paycheck and deposited in your savings account, or used to make loan payments. In addition, CESFCU has the ability to electronically receive money from other financial institutions with proper authorization. It's an easy way to save or to ensure that you'll never miss a loan payment.

Please contact us for more information on payroll deduction.