Auto Loans

Shopping for a new or used car or truck? Call us!! When it comes to financing, make it easy on yourself with an auto loan from CESFCU. We have loans available for new and used cars and trucks. Our loans feature competitive interest rates and the kind of efficient, personalized service that only your credit union can provide. We also have specials throughout the year. For more details about our auto loan rates click here.

Credit Card

At CESFCU, we offer what we think is the best, VISA credit card in town! Let us provide you with our convenient credit card service, low costs and excellent personal service. Why spend more on fees and interest charges than you have to? Discover the savings of a CESFCU VISA® Credit Card and all of the conveniences we offer.

Check out some of the conveniences you will enjoy using our Visa credit card:

  • 8.5%-11.50% APR
  • No balance transfer fee
  • Same low rate for purchases and cash advances
  • 10 day grace on payments
  • No fee for cash advances through the Credit Union
  • Mail payments to our office or call to transfer your payment from your savings
  • Online access click here

Get Started Today by calling 501-671-2038 or 501-671-2037!

Mortgage Loans

Whether you're buying your first home or moving up to a bigger and better home, we are here to help with mortgage loans. We offer mortgage loans though CU Member’s Mortgage.  You can contact them at 1-800-607-3474, option 3 or go to their website

Unsecured Loans

Let CESFCU help with your personal loan needs, whatever they may be. You can use an unsecured loan to consolidate debt, finance a vacation or cover holiday expenses. These loans can also help you pay for medical emergencies and other unexpected events. CESFCU offers unsecured loans with low interest rates, fast processing and convenient repayment terms, all of this with outstanding, efficient and personalized service.  For more details about our unsecured loan rates click here.

Recreational Vehicle Loans

Ready to add fun to your leisure-time? Want to purchase a RV, Travel Trailer or Motor Home? Let CESFCU help you finance those fun days!  We offer loans on new and used recreational vehicles. All our loans come with competitive interest rates and efficient, personalized service. Contact CESFCU when it's time to stop dreaming and hit the road.  For more details about our recreational vehicle loan rates click here.

Share Secured Loans

Want to get a loan but continue to earn dividends on your savings?  With a CESFCU share secured loan, your deposit in a CESFCU share savings account or savings certificate serves as collateral to secure your loan. Share secured loans carry our most attractive interest rates.  For more details about our share secured loan rates click here.


You can have the convenience and confidence of credit union financing for your motorcycle, ATV, or UTV.  New and Used Motorcycles, ATVs, and UTVs may be financed, with terms starting at 60 months. Maximum age of collateral is seven (7) years old. Amount financed and term depends on income, credit qualifications and age of the collateral. For more details about our motorcycle loan rates click here.


Check out our rates for your next Boat purchase.  We offer convenient financing with quick and outstanding personal service.  New and Used boats may be financed, with terms up to 60 months depending on the age of the boat. Maximum age of collateral is seven (7) years old. Amount financed and terms depend on income in credit qualifications and the age of the collateral. For more details about our boat loan rates click here.

Farm Equipment

CESFCU can provide loans for your Farm Equipment and Trailer needs.  We offer 90% of the purchase price on new or used Equipment and Trailers.  The maximum term is 60 months depending on the year model of the collateral.  For more details about our farm equipment loan rates click here. 

Cooperative Extension 2017 Loan Rates

All Loans are Subject to Eligibility and Credit Approval