Kim WiedowerPlease join us for a retirement reception honoring Kim Wiedower

Kim is retiring after 25 years of service. Please join us on this special day to honor her for her service and dedication to the credit union members and the staff of the Cooperative Extension Service.

Friday, December 13, 2019

2:00 - 3:30 PM

Cooperative Extension Service
2301 South University - Room 1 & 2
Little Rock, Arkansas

Mortgage Loans Available Through CESFCU!

We do mortgages

Through our partnership with The Servion Group, we’re proud to provide our members with a wide variety of financing options such as: Conventional Loans, FHA Loans, VA Loans, USDA Loans, Jumbo/Non-Conforming Loans, Fixed-rate and ARM options

Call the Credit Union at 501-671-2038 for more information.

Complete the Mortgage Loan Application.  Fax or scan and email the Mortgage Loan Application to the Credit Union.  Our fax number is 501-671-2306.

The Many Ways to Pay Your CESFCU VISA!

CESFCU VISAPay Online. Register your CESFCU VISA at

  • You will be able to make online payments, setup/edit auto-pay, or view past payments. 
  • View current and historical transactions.
  • Sign up for e-Statements and view up to 24 months of statements.  
  • View Account Summary, including the balance, credit line, payment due, and more.

Pay by phone. Making a credit card payment by phone is one of the easiest ways to stay on top of credit card payments and avoid late payment fees and charges. We can take your CESFCU credit card payment over the phone by calling 501-671-2038 during our regular business hours. We will need your checking account number and your bank’s routing number. Make sure you get a verification number from us.

You may also call our credit card processor at 1-800-820-8450 to make a credit card payment by phone. It’s free to use the automated services to make a payment. However, if you speak with a member service representative, there is a $5.00 fee to process your payment over the phone.

Pay in person. Stop by the Credit Union office at 2301 S. University Avenue in Little Rock and we will process your credit card payment.

Pay by mail. You may mail your credit card payment to our Little Rock office for processing at:

2301 S. University Avenue
Little Rock, AR 72204
Or you may mail to our credit card processor at:
P.O. Box 672051
Dallas, TX 75267-2021

Sign up for HomeCU banking today!

clock, stacks of coins with plants growing out of themCooperative Extension Service Federal Credit Union would like to introduce our online banking system called HomeCU Banking. 

  • View account and check balances
  • Request transfers
  • Request check withdrawals
  • Request CESFCU VISA payments
  • Receive E-Statements

For more information call the Credit Union at 501-671-2037.

To access your account once it's been activated visit: HomeCU Banking 

IMPORTANT:  Keep your shares savings account active by making a deposit at least once every 12 months to avoid inactive account fees.

An inactive account is defined as a share account that:

  1. Has less than $200.00 and has no loans or a credit card;
  2. Has had less than $200.00 for a period of twelve (12) months with no activity

Dividend payments do not count as activity.  Activity must be member generated such as deposit, check withdrawal, or transfer.

An inactive account fee of $15.00 will be charged 4 times a year in the months of February, May, August, and November.

Start Saving More Money Today!

Prepare and SaveWant to start saving more money? Try direct deposit. You don’t have to be an employee of the Cooperative Extension Service to have money directly deposited into your Credit Union savings account. Most employers who offer direct deposit allow you to make deposits to more than one financial institution. Direct deposit is the easy, worry-free way to have electronic deposits. Some of our members also have their Social Security payments and tax refunds deposited into their Credit Union savings account.

To set it up, you will need to provide your employer with your Credit Union savings account number, Credit Union routing number, and account type. It’s important that the account type is coded as savings. Contact us today and we will make sure you have the information you need. If you are an employee of the Cooperative Extension Service, please complete the Credit Union Payroll Card – Finance 225.

Give it a try and start saving more money today!

Make your season brighter!

multi colored snowflake lights

Get into the holiday spirit with a holiday loan from your Credit Union!

Don’t let high interest rates and store cards get you down this holiday season – special holiday financing from Cooperative Extension Service Federal Credit Union may be just what you need. Whether you need to finance a trip back home for the holidays or you just want to be prepared for all the presents you want to buy, our holiday loan can help take some of the stress out of the season.

 $3,000 for 30 months

Interest rate based on credit score, rates as low as 10% APR*

  • Great alternative to high-rate credit and store cards.
  • Finance a trip back home for the holidays.
  • Pay off existing debt.
  • Make new purchases.
  • Make home improvements.

*APR = Annual Percentage Rate. Not all borrowers will qualify for the lowest rate. Interest rate and approval are based on your TransUnion credit score/report, application and your debt-to-income ratio. Rates and loan specials are subject to change without notice.

Bring Your Auto Loan Home.

New, used, and refinanced auto loan special

Auto driving on muddy road in a field

Not looking to purchase a new or used car right now but you have a vehicle that’s financed elsewhere? Give us the opportunity to earn your business and let us see if we can lower your monthly payment – what is there to lose?

If you don’t decide to refinance, we only ask you to think of us first the next time you’re ready for a new auto loan.

Interest rates on new autos as low as 4.45% APR (up to 60 month), 5.45% APR (61 to 72 months) and 6.45% APR (73-84 months).  Used cars as low as 5.00% APR.*

Applying is a breeze! Just fill out a loan application, provide proof of income, and pay a $25 application fee.

  • CASH BACK  $25 for loans $10,000 - $19,999 or $50 for loans $20,000 and above.
  •  NO PAYMENTS for up to three months! (Interest continues to accrue during deferral period.)
  • Convenient payroll deduction.
  • Offer valid only on auto loans not currently financed with CESFCU.  
  • We will match the rate on your existing loan that you are transferring to CESFCU, as low as 3.50% APR* or give you our rate, whichever is better.  Current contract with other lender will be required to match rate.

* APR = Annual Percentage Rate. Interest rate and approval are based on your TransUnion credit score/report, application and your debt-to-income ratio. Rates and loan specials are subject to change without notice.

CESFCU loans clean trade in according to the NADA Guides. Go to NADA GUIDES to look up the value of a vehicle.

Discount Tickets are available!

Silver Dollar City Logo
Silver Dollar City        One Day        Two Day
Adult (12 & up)             $60.35          $65.35
Child (4 to 11)               $51.85          $56.85

Upgrade your One Day Pass to a Season Pass at the gate for an additional $53.74.

Showboat Branson Belle LogoShowboat Branson Belle - Show, Cruise & Meal
Adult (12 & up)              $48.45
Child (4 to 11)                $30.00


Showboat Branson Belle - Captain’s Club Upgrade
Adult (12 & up)            $73.45
Child (4 to 11)              $45.00

Children ages 3 and under are admitted free to Silver Dollar City, Whitewater, and the Showboat Branson Belle. 

NEED TO KNOW: Due to Coast Guard regulations all passengers aboard the Showboat Branson Belle must have a ticket. Even if they are 3 & under and receive a free ticket. If a group shows up with an un-ticketed passenger, even if it is a child who is free, and the boat is at capacity, we will not be able to accommodate the group on that sailing.  

Club Accounts

At CESFCU, you can open a Club Account and save for Christmas, Vacation, or your child's education.  The possibilities are endless!

Christmas Savings AccountPoinsettias, Christmas Flowers

  • No Minimum to Open
  • Earns Interest
  • No Minimum Balance
  • Payroll Deduction Available

Get ready for holiday shopping!!! 

Vacation Savings AccountBeach

  • No Minimum to Open
  • Earns Interest
  • No Minimum Balance
  • Payroll Deduction Available

Get ready for a fabulous vacation!!! 

Contact Us 

Email Address: Contact CESFCU
Mailing Address: 2301 S. University Avenue
                                 Little Rock, Arkansas 72204
Fax:  501-671-2306
Office Hours:  8:15 am to 12:00 pm
                           12:30 pm to 4:00 pm
                           Monday - Friday
Tammy Christian, ManagerTammy Christian, Manager


Board of Directors
BeVerly Sims, President
Joe Waldrum, Vice-President
Sherry Funderburg, Treasurer
Judy Riley, Secretary
Amy Heck, Member


Once a member, always a member.  Your CESFCU membership stays with you regardless of job change, retirement, moving out of state, etc. Take us with you for life!



In the event of inclement weather our office will be closed if the Cooperative Extension Service Little Rock Office is closed.   

Holiday Closings
Martin Luther King, Jr. Day - Monday, January 21, 2019
Memorial Day - Monday, May 27, 2019
Independence Day - Thursday, July 4, 2019
Labor Day - Monday, September 2, 2019
Thanksgiving - Thursday & Friday, November 28 & 29, 2019
Winter Break - Monday, December 23, 2019 through Wednesday, January 1, 2020 

 Find CESFCU on Facebook

TruStage Insurance Solutions

Insurance built for Credit Union Members like you.   TruStage Insurance Solutions offers Auto, Home, Life and Accidental Death & Dismemberment Insurance.  Find out more here.

Insurance Solutions For Everything That Matters. Find Out More.