The Many Ways to Pay Your CESFCU VISA!

CESFCU VISAPay Online. Register your CESFCU VISA at

  • You will be able to make online payments, setup/edit auto-pay, or view past payments. 
  • View current and historical transactions.
  • Sign up for e-Statements and view up to 24 months of statements.  
  • View Account Summary, including the balance, credit line, payment due, and more.

Pay by phone. Making a credit card payment by phone is one of the easiest ways to stay on top of credit card payments and avoid late payment fees and charges. We can take your CESFCU credit card payment over the phone by calling 501-671-2038 during our regular business hours. We will need your checking account number and your bank’s routing number. Make sure you get a verification number from us.

You may also call our credit card processor at 1-800-820-8450 to make a credit card payment by phone. It’s free to use the automated services to make a payment. However, if you speak with a member service representative, there is a $5.00 fee to process your payment over the phone.

Pay in person. Stop by the Credit Union office at 2301 S. University Avenue in Little Rock and we will process your credit card payment.

Pay by mail. You may mail your credit card payment to our Little Rock office for processing at:

2301 S. University Avenue
Little Rock, AR 72204
Or you may mail to our credit card processor at:
P.O. Box 672051
Dallas, TX 75267-2021

Sign up for HomeCU banking today!

clock, stacks of coins with plants growing out of themCooperative Extension Service Federal Credit Union would like to introduce our online banking system called HomeCU Banking. 

  • View account and check balances
  • Request transfers
  • Request check withdrawals
  • Request CESFCU VISA payments
  • Receive E-Statements

For more information call the Credit Union at 501-671-2037.

To access your account once it's been activated visit: HomeCU Banking 

IMPORTANT:  Keep your shares savings account active by making a deposit at least once every 12 months to avoid inactive account fees.

An inactive account is defined as a share account that:

  1. Has less than $200.00 and has no loans or a credit card;
  2. Has had less than $200.00 for a period of twelve (12) months with no activity

Dividend payments do not count as activity.  Activity must be member generated such as deposit, check withdrawal, or transfer.

An inactive account fee of $15.00 will be charged 4 times a year in the months of February, May, August, and November.

Start Saving More Money Today!

Prepare and SaveWant to start saving more money? Try direct deposit. You don’t have to be an employee of the Cooperative Extension Service to have money directly deposited into your Credit Union savings account. Most employers who offer direct deposit allow you to make deposits to more than one financial institution. Direct deposit is the easy, worry-free way to have electronic deposits. Some of our members also have their Social Security payments and tax refunds deposited into their Credit Union savings account.

To set it up, you will need to provide your employer with your Credit Union savings account number, Credit Union routing number, and account type. It’s important that the account type is coded as savings. Contact us today and we will make sure you have the information you need. If you are an employee of the Cooperative Extension Service, please complete the Credit Union Payroll Card – Finance 225.

Give it a try and start saving more money today!

Holiday Loan Special!

Another reason to love the season.
woman dressed in white, stars

Get started on your Holiday Shopping EARLY with a Holiday Special Loan from the Credit Union!

$2,400.00 for 24 months

Interest rate based on credit score, 10%-18% APY*

 We offer fast, friendly service, and flexible terms.

Convenient Payroll Deduction Available!

*Interest rate and approval are based on your TransUnion credit score/report, application and your debt-to-income ratio. Rates and loan specials are subject to change without notice.



woman receiving car keysInterest rates on new autos as low as 4.45% APR (up to 60 month), 5.45% APR (61 to 72 months) and 6.45% APR (73-84 months).  Used cars as low as 5.00% APR.*

  • NO PAYMENTS for up to three months! (Interest continues to accrue during deferral period.)
  • Convenient payroll deduction.
  • Offer valid only on auto loans not currently financed with CESFCU.  
  • We will match the rate on your existing loan that you are transferring to CESFCU, as low as 3.50% APR* or give you our rate, whichever is better.  Current contract with other lender will be required to match rate.

* APR = Annual Percentage Rate. Interest rate and approval are based on your TransUnion credit score/report, application and your debt-to-income ratio. Rates and loan specials are subject to change without notice.

CESFCU loans clean trade in according to the NADA Guides. Go to NADA GUIDES to look up the value of a vehicle.

Support Credit Union for Kids - Children's Miracle Network

Credit Union for Kids LogoHelp our Credit Union raise money for Arkansas Children's Hospital. Every purchase helps and we greatly appreciate your support!

You can help us raise money by purchasing a SaveAround 2019 Little Rock coupon book. You can flip through the pages of the coupon book online and share the information with your friends.  You do not have to be a member of the credit union to purchase books online.  Coupon books are also available for other locations and vacation destinations! Check them all out!


 2018 Discount Tickets are still available!!! 

Magic Springs Logo

Don't miss out on all the fun the 2018 season has to offer with their famous concert series, roller coasters, water park and their newest attraction to the park - The Brain Drain! Purchase NOW for unlimited Theme & Water Park visits, as well as all of the benefits below! 2018 Magic Springs tickets are now available for purchase online. No promo code is needed, discount is included in online purchase price. Purchase tickets here

  • FREE Summer Concert Series
  • FREE Dive-In Movies
  • FREE Season Pass Holder Appreciation Events
  • Plus an ENTIRE Season of FUN!

Silver Dollar City LogoSilver Dollar City        One Day        Two Day

Adult (12 & up)             $55.25          $60.25
Child (4 to 11)               $45.90          $50.90
Showboat Branson Belle LogoShowboat Branson Belle - Show, Cruise & Meal
Adult (12 & up)             $46.75
Child (4 to 11)               $28.00
Showboat Branson Belle - Captain’s Club Upgrade
Adult (12 & up)            $66.75
Child (4 to 11)              $38.00

Children ages 3 and under are admitted free to Silver Dollar City, Whitewater, and the Showboat Branson Belle. 

NEED TO KNOW: Due to Coast Guard regulations all passengers aboard the Showboat Branson Belle must have a ticket. Even if they are 3 & under and receive a free ticket. If a group shows up with an un-ticketed passenger, even if it is a child who is free, and the boat is at capacity, we will not be able to accommodate the group on that sailing.  

If you decide you want to come back later in the season, upgrade your One Day Pass to a Season Pass at the gate before you leave for $51.59!

Club Accounts

At CESFCU, you can open a Club Account and save for Christmas, Vacation, or your child's education.  The possibilities are endless!

Christmas Savings AccountPoinsettias, Christmas Flowers

  • No Minimum to Open
  • Earns Interest
  • No Minimum Balance
  • Payroll Deduction Available

Get ready for holiday shopping!!! 

Vacation Savings AccountBeach

  • No Minimum to Open
  • Earns Interest
  • No Minimum Balance
  • Payroll Deduction Available

Get ready for a fabulous vacation!!! 

Contact Us 

Mailing Address: 2301 S. University Avenue
                                 Little Rock, Arkansas 72204
Fax:  501-671-2306
Office Hours:  8:15 am to 12:00 pm
                           12:30 pm to 4:00 pm
                           Monday - Friday
Kim WiedowerKim Wiedower, Manager


Board of Directors
BeVerly Sims, President
Joe Waldrum, Vice-President
Sherry Funderburg, Treasurer
Judy Riley, Secretary
Amy Heck, Member


Once a member, always a member.  Your CESFCU membership stays with you regardless of job change, retirement, moving out of state, etc. Take us with you for life!



In the event of inclement weather our office will be closed if the Cooperative Extension Service Little Rock Office is closed.   

Holiday Closings
Martin Luther King, Jr. Day - Monday, January 15, 2018
Memorial Day - Monday, May 28, 2018
Independence Day - Wednesday, July 4, 2018
Labor Day - Monday, September 3, 2018
Thanksgiving - Thursday & Friday, November 22 & 23, 2018
Winter Break - Monday, December 24, 2018 through Tuesday, January 1, 2019 

 Find CESFCU on Facebook

TruStage Insurance Solutions

Insurance built for Credit Union Members like you.   TruStage Insurance Solutions offers Auto, Home, Life and Accidental Death & Dismemberment Insurance.  Find out more here.

Insurance Solutions For Everything That Matters. Find Out More.