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Loans

Once you become a member at CESFCU, you are eligible to apply for a loan. There is no waiting period. Like most other institutions, our loan decisions are based on your credit, financial history and ability to repay the loan.

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Auto Loans & Recreation Loans

CESFCU is a great place to turn for all your auto or recreation loans! Whether you are refinancing an existing loan or purchasing a new or used car, truck, RV/campers, motorcycle/ATV/UTV, or boat/personal watercraft, let CESFCU give you the best offer we have so you can complete your refinance/purchase with confidence and a smile!

CESFCU makes the process simple, comfortable, and virtually hassle-free with competitive rates, flexible, terms and a easy application process.


Farm Equipment

CESFCU can provide loans for your Farm Equipment and Trailer needs. CESFCU makes the process simple, comfortable, and virtually hassle-free with competitive rates, flexible, terms and a easy application process.


Unsecured /Personal/Signature Loans

Let CESFCU help with your personal loan needs, whatever they may be. You can use an unsecured or personal/signature loan to consolidate debt, finance a vacation, cover holiday expenses, medical expenses, or handle life's unexpected events. CESFCU offers unsecured or personal/signature loans with low interest rates, fast processing and convenient repayment terms (36 to 60 months).

The amount a member may borrow is based on 10% of member’s annual income and member’s credit score. Our new maximum loan limit for unsecured loans is $15,000


Share Secured Loans

Want to get a loan but continue to earn dividends on your savings? With a CESFCU share secured loan, your deposit in a CESFCU share savings account or savings certificate serves as collateral to secure your loan. Share secured loans have low interest rates, fast processing and convenient repayment terms (36 to 60 months).


Credit Card

At CESFCU, we offer what we think is the best, VISA credit card in town! Let us provide you with our convenient credit card service, low costs and excellent personal service. Why spend more on fees and interest charges than you have to? Discover the savings of a CESFCU VISA® Credit Card and all of the conveniences we offer.

Check out some of the conveniences you will enjoy using our Visa credit card:

  • 6.00%-11.50% APR
  • No balance transfer fee
  • Same low rate for purchases and cash advances
  • 10 day grace on payments
  • No fee for cash advances through the Credit Union
  • Mail payments to Visa, PO Box 4521, Carol Stream, IL 60197-4521 of to our office or call to transfer your payment from your savings
  • Online eZCard Info (for website support call 866-604-0380)

Get Started Today by completing an application Visa Credit Card Application & Disclosureor calling 501-671-2038!


Mortgage Loans

Through our partnership with The Servion Group, we’re proud to provide our members with a wide variety of financing options such as: Conventional Loans, FHA Loans, VA Loans, USDA Loans, Jumbo/Non-Conforming Loans, Fixed-rate and ARM options.

Call the Credit Union at 501-671-2038 for information on how to apply for a mortgage loan or get started now Servion Mortgage.

 

All Loans are Subject to Eligibility and Credit Approval.

 

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